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    • Home
    • About Medicara
    • Medicare Help & Quote
    • Medicare Meeting Dates
    • Contact Us
    • Medicare Info
  • Home
  • About Medicara
  • Medicare Help & Quote
  • Medicare Meeting Dates
  • Contact Us
  • Medicare Info

RELAX! We'll provide the answers to your Medicare questions!

RELAX! We'll provide the answers to your Medicare questions!RELAX! We'll provide the answers to your Medicare questions!RELAX! We'll provide the answers to your Medicare questions!

Experience Matters - Get expert help!

Cara Suminski aka Medicara Carrot Insurance Services

Cara, aka Medicara, has a deep passion of service to others. She brings together her thorough understanding of Medicare (12+ years in the trenches) and over 30 years of health plan experience to serve your Medicare plan coverage needs. She is devoted to helping people navigate the complicated world of Medicare and will explain how Medicar

Cara, aka Medicara, has a deep passion of service to others. She brings together her thorough understanding of Medicare (12+ years in the trenches) and over 30 years of health plan experience to serve your Medicare plan coverage needs. She is devoted to helping people navigate the complicated world of Medicare and will explain how Medicare works in simple terms. Cara reviews an individual's healthcare needs and provides sound advice that helps her clients avoid costly mistakes. 

Get the Right Insurance Broker to Help You with Medicare

Experience Matters: 

30+ years in healthcare with 12+ years serving Medicarians exclusively. “Helping people understand Medicare in California and beyond”. Cara is always there for her clients: Helping, Educating, Resolving Issues, Advocating. Cara can assist you in obtaining the right Medicare Plan to serve your healthcare needs. 

Get the Right Medicare Plan to Meet your Needs!

We understand how important it is to have a Medicare insurance plan that fits your needs and budget. That's why we are certified to offer a variety of options to choose from, including Medicare Advantage Plans, Medicare Supplement (MediGap) Insurance and Prescription Drug Plans. We are always available to guide you through the process to find the best plan for you. Get started today!

Contact Cara

Frequently Asked Questions

When do I sign up for Medicare?

If you are turning 65 you have a 7-month period in which to sign up for Medicare: months before your birthday month, your birthday month, and 3 months after your birthday month. This is called your Initial Enrollment Period (IEP) There are other times to sign up as well, called a Special Enrollment Period (SEP). 


Call Medicara 3 months prior to your birthday month (or ASAP if you are losing employer plan coverage) for information about how to enroll in Medicare so you avoid any penalties due to late enrollment.


Are you licensed?

We are licensed in California and certified to offer Medicare Supplement Insurance Plans, Medicare Advantage Plans and Part D - Prescription Drug Plans throughout the entire state of California. 


We are also licensed in Idaho and New Mexico and pending Florida licensure per the request of our clients who moved from California to these states.

In Nevada, Oregon, Washington and Arizona, our trusted licensed associates provide client information for available plan options.

What kind of services do you offer?

Cara aka Medicara specializes in helping people with their Medicare needs. She works exclusively with those needing Medicare help. We can schedule an in-home appointment, phone appointment or zoom meeting to review your specific healthcare needs and review plan options with you. We make it easy by completing the paperwork for you!


Our trusted licensed associates provide additional services, including final expense insurance and services for people not eligible for Medicare. 

 We do not offer every plan available in your area. Currently we represent 20 organizations that offer over 100 plans in your area. Please contact Medicare.gov, 1-800-MEDICARE or your local State Health Insurance Program (SHIP) to get information on all of your options. 

 This is a solicitation for insurance. Carrot Insurance Services is an independent licensed insurance broker (CA Lic. 0798878) and is not affiliated with or endorsed by the government or the federal Medicare program. Medicare has neither reviewed nor endorsed this information. 

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